LendEZ - Epikindifi - Digital Lending Platform Ecosystem

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LendEZ – Loan Origination Platform

“LendEZ” is the flagship product developed by EPIKINDIFI. It is an end-to-end Flexible, Integrated, Modular and Intelligent Digital Lending Origination platform from Customer journey origination through in-principle sanction and upto disbursement. LendEZ is a visually driven ‘zero-code’ platform which can be effectively managed and operated by bank’s business and IT staff.

“LendEZ” empowers leaders and employees of an Financial Institution with true insight into the organisation through an end-to-end integrated platform that spans across business products and combines customer onboarding, account opening, loan origination, deposit accounts, workflow, credit analysis, content management and instant reporting capabilities.

It seamlessly integrates with the Institution’s core and transactional systems, while replacing point solutions and manual-based processes.

LendEZ is being used by our different customers across globe for both their SME and Retail lending business. It can also automate and create straight-through processing for liabilities products such as CASA and Term Deposits.

It can also be used to manage various service requests and credit card dispute resolution.

Designed by bankers who understand how financial institutions operate, LendEZ delivers ROI by:

ADelivering revenue growth by quicker turn-around time
AImproving productivity due to process automation
AImproved Customer experience
AImproving compliance by maintaining data integrity

Platform Features

Document Studio

Streamline and digitize your document management with a centralized hub for all loan-related paperwork.

Notification Studio

Stay connected and informed with real-time notifications and alerts, ensuring smooth communication throughout the loan cycle.

Experience Designer

Tailor the borrower experience with a user-friendly interface that caters to your unique branding and customer needs.

AI/ML Engine

Harness the power of artificial intelligence and machine learning to make data-driven decisions and optimize lending strategies.

Decision Engine

Make informed lending decisions by leveraging sophisticated algorithms and predictive analytics.

API/RPA

Integrate effortlessly with third-party systems and automate repetitive tasks to increase efficiency.

Product Hub

Manage your lending products efficiently, keeping them up-to-date and accessible for your team and customers.

Workflow Engine

Design and implement customized loan workflows that match your business processes and compliance requirements.

Platform Capabilities

Flexible Deployment

Get up and running quickly on LendEZ’s various deployment models. The deployment models give flexibility to deploy in cloud, host in your own cloud or run it on-premises.

Design Your Journey

Without requiring knowledge of coding, product managers can design their customer journey workflows to be as efficient as possible: designing customer journey, designing elements to put right data in right form and automating tasks. All these can be done from the comfort of your office.

Integration Framework

LendEZ’s integration frame uses twin capabilities of API integration and RPA based integration. This makes integration one of the least painful exercise in project implementation.

Schema Less

Makes it easy, especially for large clients, to implement LendEZ without changes to their existing investments in smaller point solutions from Fintechs. The LendEZ can consume data from them and stitch a straight through process workflow.

Build Your Own Rules

Without requiring knowledge of coding, product managers can design their customer journey workflows to be as efficient as possible: designing customer journeys, designing elements to put right data in right form and automating tasks. All these can be done from the comfort of your office.

Define Your Automation

Inbuilt cognitive and robotics process automation will enable you to decide on the extent of automation needed in any process steps in customer journey or for back office users.

Key Benefits

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Easy to Design

Simple drag-and-drop designer that lets product managers design their customer journey workflows even with zero knowledge of coding.

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Easy to Integrate

Using the twin capabilities of API and RPA, LendEZ can easily and quickly integrate even with legacy systems where no API is available.

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Zero Code

LendEZ picks up data and stitches a straight-through process workflow, making it easy to implement without major changes to existing legacy software.

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Flexible Deployment

Gets the system up and running quickly through flexible deployment models: on-premise, cloud, or hybrid.

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Modular Design

The modular design lets clients start with essential modules and scale up once it starts showing results. Also means clients pay only for what they use.

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